1) What This Policy Covers
This Privacy Policy (“Policy”) explains how Abc Biz Loans Fast LLC (“ABC Fast,” “we,” “us,” or “our”) collects, uses, shares, and protects personal information when you use the Cash Advance & Loans: ABC Fast mobile application, website, and related services (collectively, the “App” or “Services”).
By downloading, accessing, or using the App, you agree to this Policy. If you do not agree, you must not use the App.
We follow applicable U.S. privacy and consumer-protection laws and guidance, including, where applicable:
- Gramm–Leach–Bliley Act (GLBA)
- California Consumer Privacy Act (CCPA), as amended by the California Privacy Rights Act (CPRA)
- Fair Credit Reporting Act (FCRA)
- Federal Trade Commission (FTC) rules
- Comparable state privacy and data-protection laws
Certain rights described in this Policy may not apply to GLBA-regulated data or may be limited based on your state of residence.
This Policy applies to U.S. residents who use the App. It does not apply to employees, contractors, or job applicants, and it does not govern third-party services we do not own or control.
2) Information We Collect
We collect information in three primary ways: directly from you, automatically from your device, and from third parties.
2.1 Information You Provide
You may provide information such as:
- Personal Identifiers – full name, date of birth, email address, phone number, and mailing or residential address
- Government Identifiers – Social Security number, driver’s license, state ID, or similar data used for identity verification and fraud prevention
- Financial Information – employment details, income, pay frequency, bank account and routing numbers, transaction history, and request details
- Login & Security Data – usernames, passwords, PINs, and similar credentials (protected using appropriate security measures)
- Support Communications – messages, documents, uploads, or attachments you send to us
- Consents & Acknowledgments – electronic signatures, consent checkboxes, and confirmations related to disclosures and agreements
2.2 Information Collected Automatically
When you use the App, we automatically collect:
- Device & Technical Data – IP address, device type, operating system, app version, mobile carrier, language settings, and diagnostic logs
- Usage & Analytics Data – screens viewed, navigation paths, session duration, timestamps, and referral sources
- Approximate Location – inferred from IP address for fraud prevention and state-level compliance
- Cookies, SDKs & Similar Technologies – used for authentication, security, preferences, analytics, and performance
You may be able to limit some of these tools through your device or browser settings, but certain App features may not function properly.
2.3 Information from Third Parties
We may receive information from:
- Identity verification and fraud-prevention vendors
- Participating lenders, banks, servicers, and payment processors
- Credit bureaus and alternative data providers (where permitted and, if required, with consent)
- Marketing and lead partners
- Public records and government sources
3) How We Use Your Information
We use personal information to:
- Operate and maintain the App
- Verify identity and prevent fraud
- Match users with potential loan or cash-advance offers
- Facilitate payments, funding, and repayment processes
- Provide customer support and required communications
- Improve performance, security, and user experience
- Comply with legal, regulatory, and audit requirements
- Send optional marketing or educational messages, where permitted
3.1 Sharing with Licensed Lenders
When you submit a loan request, we share your application data with select state-licensed U.S. lenders for matching. Lenders make independent credit decisions.
We receive referral fees for qualified leads only. This does not affect your loan terms or rates.
Sample partner agreement: abcbizloansfast.com/partners/Lead-Supply-Agreement.pdf
4) Legal Bases & Key Principles
Depending on the context, we process information based on:
- Your consent
- Contractual necessity
- Legal obligations
- Legitimate business interests such as security and fraud prevention
5) How We Share Information
We share information only as reasonably necessary and permitted by law.
5.1 Service Providers
Vendors providing hosting, security, analytics, identity verification, customer support, and payment processing.
5.2 Financial Partners
Information needed to evaluate and present offers may be shared with lenders and financial institutions. Once shared, their own privacy policies apply.
5.3 Legal & Safety Reasons
When required by law or necessary to protect rights, safety, or investigate fraud.
5.4 Business Transfers
In connection with mergers, acquisitions, or asset sales.
5.5 With Your Permission
When you direct us or provide consent.
5.6 No Sale of Personal Information
We do not sell personal information or engage in cross-context behavioral advertising.
6) Data Retention
We retain information only as long as necessary for operational, legal, and compliance purposes, typically ranging from 12 months to 7 years depending on data type and legal requirements.
7) Data Security
We use administrative, technical, and physical safeguards, including encryption, access controls, monitoring, and employee training. No system can be guaranteed 100% secure.
8) Your Privacy Rights
Depending on your state, you may have rights to access, delete, correct, or obtain a copy of your information, subject to legal exceptions.
How to submit a request:
Email: support@AbcBizLoansFast.com
Subject: Privacy Request
8.1. CCPA Rights (California Residents)
Right to know what data we share with partners, request deletion, opt-out of sharing. Email: privacy@abcbizloansfast.com
9) Children’s Privacy
The App is intended for users 18 or older. We do not knowingly collect data from children under 13.
10) Third-Party Services
We are not responsible for the privacy practices of third-party websites or services linked through the App.
11) GLBA & FCRA Notices
GLBA-covered information is governed by applicable financial privacy rules. FCRA rights apply where consumer reports are used. We do not conduct hard credit checks without consent.
12) Updates to This Policy
We may update this Policy from time to time. Continued use of the App means acceptance of the updated Policy.
13) Contact Us
Abc Biz Loans Fast LLC
Email: support@AbcBizLoansFast.com
Cash Advance & Loans: ABC Fast is not a lender and does not make credit decisions. We provide a platform that connects users with third-party lenders and financial service providers. Loan availability, rates, terms, and funding timelines are determined solely by those providers.